Transfer costs and timelines

A plain-language overview of conveyancing steps so you can budget beyond the asking price.

The purchase price is only part of the cash you need. Transfer duty, conveyancer fees, bond registration, and deeds office charges stack together—get a written estimate early.

Timelines depend on bond approval, seller documentation, and municipal clearance certificates. Build slack if you are coordinating a move from another city.

Ask your conveyancer to explain suspensive conditions in the sale agreement: what must happen before the deal becomes unconditional.

Keep a single folder (digital or paper) for IDs, proof of address, and FICA documents so you are not scrambling when the attorney requests them.